Terms of Service
Please read these terms carefully before using Ajobabalaje.
Last updated: January 7, 2026
Terms of Service
AJOBABALAJE is a digital savings and thrift (Ajo) coordination platform that enables users to form trusted groups, contribute funds, and receive payouts in a rotating manner.
By accessing or using AJOBABALAJE, you agree to these Terms. If you do not agree, please do not use the platform.
1. Eligibility
You must be at least 18 years old and provide accurate, complete, and current information when creating an account.
2. Nature of the Service
AJOBABALAJE is not a bank, financial institution, or money lender. All payments are processed through licensed third-party payment providers.
3. User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Wallet & Payments
Users may fund wallets, make contributions, and withdraw funds subject to applicable fees, which are transparently displayed before confirmation.
5. Groups & Contributions
Groups operate based on predefined rules. Missed or late contributions may affect payout schedules and eligibility.
6. Fees
All fees are disclosed upfront. There are no hidden charges.
7. Admin Oversight
The platform reserves the right to monitor activity and intervene where fraud, abuse, or misuse is suspected.
8. Prohibited Use
You agree not to use the platform for illegal activities, fraud, or any abusive or harmful behavior.
9. Intellectual Property
All content, trademarks, logos, and software on the platform belong exclusively to AJOBABALAJE.
10. Confidentiality
Users must not misuse, disclose, or exploit confidential information obtained through the platform.
11. Limitation of Liability
AJOBABALAJE is not liable for group defaults, user misconduct, or failures of third-party service providers.
12. Termination
We may suspend or terminate accounts that violate these Terms or applicable laws.
13. Changes to Terms
These Terms may be updated from time to time. Continued use of the platform constitutes acceptance of the updated Terms.
Contact
If you have questions about these Terms, please contact us: